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Full-Balance Auto-Pay: The Holy Grail of Credit Cards

March 25, 2025 ᐧ 4 minutes

Imagine if your credit cards were paid in full every month automatically, and you never accrued any interest.

Credit cards can be amazing tools. They offer travel rewards, discounts, hotel deals, cash back—and it all adds up over time. But, there’s a catch…

How to Budget for Big Expenses Like Property Taxes

February 13, 2025 ᐧ 3 minutes

When we sit down and talk to Spend users, they always tell us, “my finances are a little wonky right now.” For example, I just sat down with someone recently to talk about how he uses Spend, and he mentioned that he stopped using it because a multi-thousand-dollar property tax bill landed last week and totally threw him off his budget.

Spend has four ways to stay on budget when a big expenses happen.…

Spend Now Available on iOS and Android - Budget Smarter with Widgets and Notifications

January 14, 2025 ᐧ 2 minutes

We’ve been focused on building a product that takes the guess work out of budgeting so you can spend with certainty. From the moment we started building, we knew that mobile apps would be a valuable addition to our users—in fact, having a single glanceable number on our phone’s homescreens was a huge part of our motivation to build Spend in the first place…

Breaking Through to Refinement

January 5, 2025 ᐧ 7 minutes

Launching the first version of anything is a big deal and there’s plenty of popular advice on how to do it, most of which encourages creators to build as little as possible as quickly as possible. But there’s another approach, one where at the center is passion, craftsmanship, and faith in vision. This is how we’re building Spend…

Lopery Becomes Spend

December 26, 2024 ᐧ 4 minutes

Today, we’re excited that the personal finance app Morgan and I have been working on for the last two years has a new name: Spend.…

Safe to Spend: The Only Number You Need

December 12, 2024 ᐧ 5 minutes

Spend helps you stay on budget by providing you with a single, glanceable number that updates as you spend. We call this Safe to Spend and it finally takes the guesswork out of answering the question, “Can I afford it?” In this post, we explain why Safe to Spend is key to budgeting, spending with certainty, and ultimately achieving financial independence…

Black Friday, Red Budget: How to Take Advantage of Deals and Stay on Track

November 29, 2024 ᐧ 4 minutes

With Black Friday looming on every website, social media post, and physical letter in your mailbox, the pressure and urge to spend is higher than ever. With Spend’s goal to help you spend with certainty, we’d like to talk about one of the most useful features of Spend…

A Better Ledger: Search & Filter Transactions

November 14, 2024 ᐧ 5 minutes ᐧ By Morgan

Before Spend, if I needed to look up a transaction and didn’t remember which card I used, I had to sign in to multiple banks to find the transaction. Signing in to banks is a difficult ordeal…

Why Does Aimee Love Spend?

November 7, 2024 ᐧ 3 minutes

With two software engineers as co-founders, we spend most of our time writing code to improve the capabilities of Spend. Lately, as we feel the product is becoming more and more feature-complete, we’re realizing it’s time to get back to the roots of why we’re building Spend in the first place: to help people with their money.…

New Feature: Edit Transaction Dates & Names

October 27, 2024 ᐧ 1 minute

For those of you that have been using Spend for a little while, you may have noticed that:

  1. Sometimes your recurring income for the prior month is over/under-reported, which throws off your allowance.
  2. It’s often hard to identify transactions given the merchant’s description

We just launched a new feature to eliminate these problems and to make Spend more useful on a regular basis…

Why a Budget is the Most Important Financial Tool

September 15, 2024 ᐧ 4 minutes

When we decided to build Spend, we had to decide which part of a person’s finances to focus on—what part of their financial journey to streamline, to simplify, to make obvious…

New Features: Goals, Carryover, Runway, & More

July 29, 2024 ᐧ 1 minute

We just rolled out a bunch of new improvements to Spend that we think you’re going to love…

Finwise App Review

November 28, 2023 ᐧ 10 minutes ᐧ By Morgan

Morgan from Spend reviews finwiseapp.io‘s budgeting application and provides insights…

Stop Categorizing Expenses, It Doesn’t Work

November 7, 2023 ᐧ 9 minutes

Almost all the popular personal finance apps out there, encourage you to categorize every transaction. These are apps like EveryDollar, Goodbudget, Lunch Money, Monarch, Wally, and YNAB. They follow in Mint’s footsteps but now that Mint is shutting down, it’s a good time to ask yourself…

Mint is shutting down. What now?

November 2, 2023 ᐧ 3 minutes

On October 31, 2023, Intuit announced that it’s shutting down Mint in favor of Credit Karma. In response, the internet is searching for alternatives and some Mint competitors are clamoring to acquire their customers…

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